How can I afford everything?

This is one of the most common questions we are asked and this month's free stuff will help you get there. 

Last month's free stuff provided you with step one from our programs , finding out how you spend your money.  This month, we are helping you with another step from the programs, setting Financial Goals.

Financial goals are important to everyone's financial success as they provide a reminder on the things that are really important to you.  They can be things you want to buy, things you want to do or things you want to achieve.  To read more about how to set a financial goal, read our money tip How to get what you want?

When you have read the Money Tip, download a copy of our Financial Goals template here (pdf).  Then add items from your wish list into the financial goals categories. 

The next step is to work out how much money you need to achieve each goal.  Do plenty of research at this point as accurate dollars are best.

Make sure each item is in the correct goal category, short-term, medium-term or long-term based on when you want to achieve each goal and when you can afford each goal.

Once you are happy with your Financial Goals, make sure you allocate money from each pay period towards your goals.  If you need help to start a Spending Plan, contact us and we can guide you through the process.

If you want to have some fun while you sort out your finances, check out our latest Workshop

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