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With the increase in credit card surcharges in hotels and resorts it will become easier for customers to charge meals and other purchases back to their room accounts for a hassle free holiday.

We all know not to use the mini bar in a hotel room as the costs are so high but its not always easy to find an ATM when on holidays. Increasing the number of eftpos transactions can also increase your bank charges adding another cost to your holiday.

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I was surprised while on holiday recently how many hotels and restaurants now charge a credit card surcharge.

I have no objection to a business recouping costs, however I do prefer being given the option as to how I pay after knowing all of the costs. If you want to charge a surcharge then make it really obvious and state it up front. Tell me you charge a surcharge as you hand me the bill not after you've taken my card and rung through the transaction.

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In the July 2011 edition of Cleo magazine, Jody answers your most burning $ questions. You can also read them online here

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For those of you who have been contemplating reading this latest installment from the Rich Dad team I'll let you in on the secret: the unfair advantage is taxes.

The focus of this book is that people earning different incomes pay different amounts of tax. People who are employees pay the highest levels which is often true.

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I am well overdue with my blog posts and although have heaps of ideas, finding the time and energy to post them has eluded me.

To all of my clients I sincerely apologise, so please let me explain why you haven’t heard much from me of late.

I have been forced to focus on my health, no one ever likes these surprises and I’ve had my fair share of late. So far this calendar year I’ve been admitted to hospital 4 times. All for my own good of course but this has taken its toll on me, my energy reserves and my husband.

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